Credit cards

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NBE Infinite Visa Credit Card

National Bank of Egypt 4.5

Annual fee EGP 8,000

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

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Our take 4.5

4.5 Banky rating

Pros

High credit limit: The card offers exceptional financial flexibility, with a maximum credit limit of EGP 3,000,000 for secured cards.
Excellent rewards point return (AlAhli Points): You will earn 2 points for every pound spent on purchases.
Unlimited airport lounge access: The card offers a comfortable travel experience with complimentary, unlimited access to airport lounges worldwide via the Visa Airport Companion app.
Visa Airport Companion App and Visa Benefits+: The newly updated app allows you to directly view all key benefits and discounts associated with your card and take advantage of them immediately.
Luxury Concierge Services: Access travel advice, recommendations, and booking services through the Visa concierge service.
Comprehensive insurance against loss or damage for all purchases made with the card, valid for up to one year.
Insurance against travel accidents and mishaps (flight delays, lost luggage) and theft insurance.

Cons

The issuance fee is high—8,000 pounds.
Lounge International Spending Requirement: Although access is free and unlimited, please note the requirement to make an international purchase of $5 every 90 days prior to travel to avoid being charged a fee upon lounge entry.

Our take

The Al Ahli Visa Infinite card is the ideal choice if you are seeking massive purchasing power and prefer the global Visa network, along with its robust, extended insurance packages (such as extended appliance warranties and damage protection). It is an excellent card for frequent travelers, offering unlimited lounge access, while its activation requirement—spending just $5 every three months—is very simple and easily met by anyone who travels or shops online regularly.

The National Bank of Egypt’s Visa Infinite credit card is the most prestigious card offered by Visa; it is specially designed to deliver a new level of luxury and exclusive services.

User ratings

0% installments

NBE World Elite Mastercard Credit Card

National Bank of Egypt 4.5

Annual fee EGP 8,000

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 4.5

4.5 Banky rating

Pros

High credit limit: The card offers you the highest possible credit limit, reaching up to EGP 3,000,000.
Highest point accumulation rate (Al Ahli Points): The card awards you 2 points for every pound spent on purchases.
Unlimited complimentary access to premium airport lounges worldwide via the MasterCard Travel Pass app.
The cardholder may bring one guest free of charge on each visit.
Exclusive discounts on international flight tickets and hotel bookings via Cleartrip.
Special upgrade benefits and offers at numerous renowned hotels and spas worldwide, in addition to exclusive offers for car rentals and luxury shopping.
The option to obtain a contactless electronic payment wristband linked to the card to facilitate quick transactions.

Cons

International Lounge Spending Requirement: To activate the unlimited access and complimentary guest privileges, Mastercard requires a minimum spend equivalent to one US dollar—whether through international transactions outside Egypt or online purchases—in any foreign currency.
High issuance fees

Our take

The Mastercard World Elite card is a symbol of luxury and financial stature. If you are a high-net-worth individual with significant spending and transaction volumes who frequently travels with family or a partner, this card is indisputably the best choice in the Egyptian market. Benefits such as double points (2 points per EGP) and unlimited lounge access—for both you and a guest—easily offset the annual fee, provided you remember to make a small international purchase (even just one dollar) before traveling to activate these perks.

The National Bank of Egypt’s Mastercard World Elite credit card is the highest and most exclusive card in the Mastercard range.

User ratings

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NBE Classic Visa Credit Card

National Bank of Egypt 4.5

Annual fee EGP 3,000

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 4.5

4.5 Banky rating

Pros

The card offers you a very high credit limit of up to 500,000 EGP.
Extended grace period: Up to 57 days on purchase transactions only.
AlAhli Points Rewards Program: The card awards you 1.75 points for every pound spent on purchases.
The card grants you 12 complimentary annual visits to airport lounges worldwide via the Visa Airport Companion app.
Personal Concierge Service: Visa offers you a virtual assistant (Visa Chatbot) via WhatsApp.
Comprehensive insurance against loss or damage for all card purchases for up to one year.
Card theft insurance and protection against fraud and misuse.

Cons

International Lounge Access Requirement: To enjoy the 12 annual airport lounge visits, the Visa card requires international transactions (made outside Egypt or online in a foreign currency) totaling at least 5 USD within the 90 days prior to using the service.
High issuance and renewal fees: The issuance fee for the supplementary card is EGP 1,000.

Our take

If you are looking for a high spending limit (half a million EGP), a rapid point-earning rate (1.75 points), and the extended warranty and purchase protection services characteristic of Visa, this card is an excellent choice. For travelers, it offers a great balance with 12 annual visits; the activation requirement—making an international purchase of $5 within the three months prior to travel—is reasonable and easily met by frequent travelers. The National Bank of Egypt’s Visa Signature credit card is classified as a premium, high-end card, competing with the Mastercard World card by offering exceptional credit limits and benefits.

The AlAhli Visa Signature card is superior to the Mastercard.

User ratings

0% installments

NBE World Mastercard Credit Card

National Bank of Egypt 4.0

Annual fee EGP 3,000

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 4.0

4.0 Banky rating

Pros

The card offers you a very high credit limit of up to EGP 500,000, providing absolute financial freedom for purchases and transactions.
The card gives you 1.75 points for every pound spent on purchases.
The card grants you 20 complimentary annual visits to airport lounges worldwide via the Mastercard Travel Pass app.
Simple activation requirement: To take advantage of these visits, Mastercard requires a minimum spend equivalent to one US dollar in any foreign currency (international or online) within the 72 hours prior to the visit.
Extended grace period: Up to 57 days on purchase transactions only.
Electronic Payment Wristband: You can obtain a contactless payment wristband linked to your card.
Exclusive discounts on international flight tickets and hotel bookings via the Cleartrip app and website.
Special and exclusive offers at renowned hotels, health clubs worldwide, and car rental companies.

Cons

High renewal fees; the supplementary card fee is 1,000 EGP.
International lounge access spending requirement: Although 20 visits is a substantial number that meets any traveler's needs, the requirement to activate this benefit by making an international transaction equivalent to one dollar—at least 72 hours prior to travel—remains a condition that must always be kept in mind to ensure complimentary access.
High issuance fee of 3,000 pounds.

Our take

If you have high monthly spending, travel frequently, and are looking for a card that offers international prestige and status—along with a credit limit of up to half a million pounds and a highly generous, easy-to-earn rewards program—then this is undoubtedly one of the best options available in the Egyptian banking market. The card easily offsets its high annual fee through benefits such as 20 airport lounge visits and various hotel and flight offers; the only requirement is making a simple international purchase (even just a one-dollar online transaction) prior to your trip to activate these perks.

The National Bank of Egypt’s Mastercard World card is the quintessential "elite" card.

User ratings

0% installments

NBE Platinum Mastercard Credit Card

National Bank of Egypt 4.0

Annual fee EGP 500

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

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Our take 4.0

4.0 Banky rating

Pros

High credit limit: The card offers a substantial credit limit of up to EGP 250,000, providing great flexibility for purchases.
AlAhli Points Rewards Program: Earn 1.5 points for every pound spent on purchases.
Free supplementary cards and free SMS subscription: You can issue two supplementary cards for free for your family members.
Travel and Hotel Discounts: The card offers you exclusive discounts on international flight tickets and hotel bookings when paying and booking through the Cleartrip website or app.
Mastercard offers a replacement card service or emergency cash provision within 48 hours, anywhere in the world, in the event that the card is lost while traveling.

Cons

Airport lounge access is permitted only 8 times per year.
A minimum spend equivalent to one US dollar (in any foreign currency) on international card transactions is required at least 72 hours prior to visiting the lounge to activate access eligibility for three months.
Its issuance and annual renewal fees are high.
Interest on instant cash withdrawals: The 57-day grace period does not apply to cash withdrawals; interest and fees are calculated from the day of the transaction.

Our take

The Al Ahli Bank Platinum Mastercard is an excellent choice for large domestic purchases and installment plans, thanks to a credit limit of up to a quarter of a million EGP and a high point-accumulation rate (1.5 points per EGP). As for travel: although the card offers eight annual airport lounge visits—a very impressive figure that surpasses the Titanium tier, which grants only two—the requirement for a prior international transaction (of just one dollar, made 72 hours before travel) remains an annoying hurdle if you do not regularly use the card for international or online purchases leading up to your trips. However, if you can manage this simple requirement before you travel, the card will prove to be a fantastic and valuable companion.

The Al Ahli Bank Platinum Mastercard is an excellent choice for large local purchases and installment plans, thanks to a credit limit reaching a quarter of a million pounds.

User ratings

0% installments

NBE Platinum Visa Credit Card

National Bank of Egypt 4.0

Annual fee EGP 500

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

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Our take 4.0

4.0 Banky rating

Pros

High credit limit: The card’s credit limit starts at amounts suitable for large purchases and reaches a maximum of 250,000 EGP.
Long grace period: The card offers a grace period of up to 57 days on purchases only.
The card grants you 6 complimentary annual visits to over 1,200 airport lounges worldwide via the Visa Airport Companion app.
Free supplementary cards: You can issue up to two supplementary cards for free for your family members.
Comprehensive insurance against loss or damage for all purchases made using the card.
The option to double the warranty period for purchased goods, extending it by up to an additional 12 months.
Free global medical and legal advice service, with free SMS notifications to track transactions.

Cons

Higher annual costs: As it is a Platinum card, the fees for issuance and annual renewal are higher compared to standard (Titanium) cards.
International lounge access spending requirement: Although it offers six visits (better than the two provided by the Titanium card), the requirement to spend $5 internationally prior to travel can be a hurdle for those who do not regularly use the card for foreign transactions.

Our take

The Al Ahli Bank Visa Platinum card represents a genuine step up into the world of premium cards. If you have high monthly spending—such as purchasing appliances or booking trips for significant amounts—and wish to accumulate reward points quickly (1.5 points per EGP), this is the ideal choice for you. It also offers a great solution for travelers, providing six airport lounge visits; simply make an international purchase or top-up of at least $5 prior to travel to activate this benefit.

The National Bank of Egypt’s Visa Platinum credit card is classified as a premium card, designed to meet the needs of customers seeking high credit limits and comprehensive travel and shopping benefits.

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NBE Classic Cashback Mastercard Credit Card

National Bank of Egypt 4.0

Annual fee EGP 250

Rewards 10% cashback

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:54 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 4.0

4.0 Banky rating

Pros

High credit limit: The card offers a maximum credit limit of up to EGP 250,000.
Longer grace period: The grace period extends up to 57 days on purchases only.
The card allows you to pay for purchases in interest-free installments over three months, up to a maximum of EGP 10,000 (once a year).
An opportunity for customers with the highest card usage for purchases to win free tickets to UEFA Champions League matches.
Monthly draws or prizes for top users include: 1 million loyalty points (equivalent to EGP 10,000), repayment of 50% of the outstanding balance (up to a maximum of EGP 10,000), or travel discount vouchers worth EGP 10,000.
Get 10% monthly cashback on online purchase transactions (up to a maximum of EGP 125 per month).
Points Program: You earn one point for every pound spent on purchases through the "AlAhli Points" program.
Free supplementary card and free SMS subscription

Cons

Restricted airport lounge access conditions: Similar to the Titanium tier, a minimum spend equivalent to one US dollar (in any foreign currency) must be made internationally using the card at least 72 hours prior to the visit.
Complimentary access is permitted only twice a year after meeting the international spending requirement.
Exclusion of e-wallet transactions: Transactions used to top up the Al Ahli Phone Cash wallet are excluded when calculating purchase values for eligibility for monthly prizes or match tickets.
If travel vouchers are won but not collected within one month of the recorded call, the prize is automatically forfeited.

Our take

The UEFA Champions League Mastercard is a significant upgrade over traditional Titanium cards if you are seeking a higher credit limit (£250,000) and wish to take advantage of features like an annual interest-free installment plan and cashback on online purchases. However, if you are aiming for unlimited airport lounge access, the card is still subject to Mastercard’s recent restrictions; you would still need a Platinum-tier card or higher to avoid these limitations.

The National Bank of Egypt’s UEFA Champions League Mastercard credit card is specifically designed for football fans and enthusiasts of European tournaments.

User ratings

0% installments

NBE Titanium Mastercard Credit Card

National Bank of Egypt 3.5

Annual fee EGP 250

Rewards Rewards points

Effective APR 51.11%

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Added Thursday 02 July 2026 - 01:54 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

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Our take 3.5

3.5 Banky rating

Pros

Flexible grace period: Up to 55 days on purchases only, giving you ample time to repay without interest.
AlAhli Points Rewards Program: The card awards you one point for every pound spent on purchases.
Cash withdrawal flexibility: The bank offers a credit limit for daily cash withdrawals of up to EGP 30,000.
Free supplementary card: You can issue a free supplementary card for a family member.
Installment and Secure Shopping Programs: The option to pay for purchases in installments through various Al Ahli Bank programs, featuring a secure code.

Cons

A minimum spend equivalent to one US dollar (in any foreign currency) must be made using the card internationally at least 72 hours prior to the visit to activate airport lounge access privileges for a period of three months.
Credit Limit: The maximum limit (49,999 EGP) may not be sufficient for individuals whose spending patterns require larger amounts or who are planning major purchases.

Our take

The National Bank of Egypt (NBE) Titanium Mastercard is an excellent choice for the mid-range segment seeking a balance between fees and services. However, the card has certain limitations for international travelers due to recent conditions imposed by Mastercard regarding airport lounge access. If you are an employee looking for a card for daily purchases, emergencies, and installment plans within Egypt, it is one of the best options in its price category. Conversely, if you desire the prestige of travel perks, unlimited free airport lounge access, or high spending limits, it is better to skip this option and apply directly for the Platinum card.

The National Bank of Egypt’s Titanium Mastercard credit card is an excellent choice for the middle segment seeking a balance between fees and services.

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0% installments

Visa Gold

National Bank of Egypt 3.5

Annual fee EGP 150

Rewards Rewards points

Effective APR 51.11%

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Added Wednesday 01 July 2026 - 08:49 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 3.5

3.5 Banky rating

Pros

The card’s maximum credit limit reaches EGP 49,999, offering you greater flexibility for medium and large purchases compared to lower-tier cards.
Free supplementary cards: The card allows you to obtain a supplementary card for free.
High cash withdrawal limit: The credit limit available for cash withdrawals is 30,000 EGP per day.
International Support Services: Access medical or legal emergency advice while outside Egypt by calling the dedicated Visa cardholder helpline.
Free SMS notifications to track spending activity.
Installment plans: Option to pay for purchases in installments over periods of up to 12 months interest-free at participating merchants, or via phone with reduced interest rates for up to 36 months.

Cons

The Visa Gold card does not offer complimentary airport lounge access.
The interest rate is 3.50% per month if the full outstanding balance is not paid within the grace period.

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MasterCard Egyptair

National Bank of Egypt 2.5

Annual fee EGP 150

Rewards Rewards points

Effective APR 51.11%

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Added Wednesday 01 July 2026 - 08:37 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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Our take 2.5

2.5 Banky rating

Pros

A generous grace period: up to 55 days on purchases only before interest charges begin to accrue.
EgyptAir Miles Program: The card's standout feature is the ability to earn flight miles on your daily spending, as it awards you one point/mile for every pound spent.
Minimum Repayment: Repayment flexibility starting at just 5% of the total outstanding balance per month.
Receive free SMS notifications
Low issuance fees: The annual issuance or renewal fee is 150 EGP for the primary card and only 25 EGP for the supplementary card.

Cons

Low credit limit: Just like the Classic categories, the card's maximum credit limit is 9,999 pounds.
Debit interest rate: 3.50% per month on purchases and cash withdrawals if the outstanding balance is not paid in full within the grace period.
Cash withdrawal fees (2%, with a minimum of EGP 10 at National Bank of Egypt ATMs and EGP 20 at local banks).

User ratings

Visa Classic

National Bank of Egypt 2.5

Annual fee EGP 150

Rewards Rewards points

Effective APR 51.11%

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Added Wednesday 01 July 2026 - 08:22 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

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No data.

Eligibility

No data.

Our take 2.5

2.5 Banky rating

Pros

Generous grace period: The card offers a grace period of up to 55 days on purchases, allowing you to settle your balance without incurring interest.
Payment flexibility: You can pay a minimum of just 5% of the total outstanding balance each month.
Pay for purchases in installments of up to 12 months, interest-free, at a very wide network of merchants partnered with Al Ahli Bank.
Ahly Points

Cons

Low credit limit: The card's maximum credit limit is 9,999 EGP, making it unsuitable for large purchases or booking expensive trips and services.
The interest rate is 3.50% per month on purchases and cash withdrawals (for both secured cards—backed by certificates or deposits—and unsecured cards).
Interest (3.50% monthly) on cash withdrawals from ATMs begins to accrue immediately from the day of the withdrawal; the grace period does not apply.

User ratings

Standard Mastercard

National Bank of Egypt 2.5

Annual fee EGP 150

Rewards Rewards points

Effective APR 51.11%

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Added Wednesday 20 May 2026 - 12:37 PM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

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No data.

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No data.

Eligibility

No data.

Our take 2.5

2.5 Banky rating

Pros

Flexible repayment with a minimum monthly payment of just 5% of the card balance.
Option to pay for purchases in installments over a period of up to 12 months, interest-free, at a wide network of merchants partnered with the bank.
Ahly Points Program
Supplementary card fee: Low, at just 25 pounds.

Cons

The card's maximum credit limit is 9,999 EGP, making it unsuitable for large purchases.
The monthly debit interest rate is 3.50% (for secured and unsecured cards).