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Savings

Savings accounts with the best yields and lowest fees.

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Showing projected returns on EGP 100,000
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4 products

Interest rate 2.5%
Min. opening deposit EGP 10,000
Monthly fee EGP 0
Product details
Added Wednesday 19 August 2026 - 01:12 PM Updated Wednesday 19 August 2026 - 01:12 PM
Returns

No data.

Balance & withdrawals

No data.

Fees

No data.

Features & requirements

No data.

Our take 2.5
2.5 Banky rating

Pros

  • Combines liquidity and returns
  • Flexible banking access: Customers can use checks, debit cards and digital banking services, with 24/7 access to their account

Cons

  • Limited return

Our take

QNB’s Interest-Bearing Current Account is suitable for customers who value liquidity and frequent banking transactions while earning interest on their balance. However, its 2.50% return makes it less attractive for customers primarily seeking higher savings returns.

A flexible current account that offers interest, but its 2.50% return is relatively low compared with other savings alternatives.

User ratings

Interest rate 0.75% – 6.25%
Min. opening deposit EGP 1,000
Monthly fee EGP 0
Product details
Added Wednesday 19 August 2026 - 01:00 PM Updated Wednesday 19 August 2026 - 01:03 PM
Returns

No data.

Balance & withdrawals

No data.

Fees

No data.

Features & requirements

No data.

Our take 3.0
3.0 Banky rating

Pros

  • Progressive returns
  • Future-oriented savings
  • access to digital banking services and selected linked products.

Cons

  • Low returns on smaller balances

Our take

QNB’s Minor Savings Account is a good option for families looking to build long-term savings for their children, particularly with its progressive interest structure and education savings option. However, the low returns on smaller balances make it more suitable for families able to maintain larger savings.

A suitable account for securing a child’s financial future and saving for education, with greater benefits as the balance grows.

User ratings

Interest rate 0.25% – 5%
Min. opening deposit EGP 50,000
Monthly fee EGP 0
Product details
Added Wednesday 19 August 2026 - 12:54 PM Updated Wednesday 19 August 2026 - 12:56 PM
Returns

No data.

Balance & withdrawals

No data.

Fees

No data.

Features & requirements

No data.

Our take 3.0
3.0 Banky rating

Pros

  • Flexible transactions: Customers can make regular transactions while earning interest on the eligible daily balance.
  • 24/7 banking access: Customers can manage their accounts through digital banking services and debit cards.

Cons

  • Relatively low return
  • Low initial tiers: Balances below EGP 100,000 earn very low interest rates

Our take

QNB’s “Youmati Savings” is a flexible option for customers seeking a savings account with progressive returns as their balance grows. However, it is less attractive for small and medium-sized savers due to the low rates offered in the initial tiers.

A flexible savings account with progressive returns, but it becomes more attractive mainly for customers maintaining higher balances.

User ratings

Interest rate 0.75% – 16.5%
Min. opening deposit EGP 1,000
Monthly fee EGP 0
Product details
Added Tuesday 30 June 2026 - 01:36 PM Updated Monday 27 July 2026 - 06:09 PM
Banky Analysis

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Returns

No data.

Balance & withdrawals

No data.

Fees

No data.

Features & requirements

No data.

Our take

User ratings